Pay with Rewards is only available for eligible purchases with certain merchants, and PayPal or your issuer may limit, suspend, or terminate your ability to redeem rewards at any time, in accordance with the PayPal User Agreement and your card agreement and reward program terms. All Pay with Rewards redemptions are subject to the terms of your card agreement and applicable reward program with your card issuer. For example, rewards may include points, miles, or cash back, as well as other reward types. Pay with RewardsPayPal may allow you to redeem rewards associated with your eligible card(s) when making a purchase with your account through PayPal’s Pay with Rewards program. This is also the order of payment methods that will be used if a previously selected payment method to be used in a seller agreement is unavailable. Funds held as balance in your PayPal Balance account (if one is linked to your personal PayPal account) or balance in your business PayPal account (if we’ve been able to verify the required identifying information you provide to us) 2. If you have not set a preferred payment method for an automatic payment agreement, or if your preferred payment method for an automatic payment agreement is unavailable (for example, because it is expired or has insufficient funds) the payment method used will be in the following order, if applicable: 1. If you have available balance in a linked PayPal Balance account, that balance may be used before your preferred payment method. Your preferred payment method for an automatic payment agreement will be used for transactions with that seller. The payment method you select will be used for every future transaction with that seller, unless you change it in your account settings or the payment method is unavailable. For example, you can instruct your monthly movie subscription service to always charge a specific credit card in your account with PayPal each month. We will also show you other payment methods you have available in your account with PayPal. When you first set up an agreement, your preferred payment method (if you have one selected) will be shown first. Often, this entails creating an agreement with the seller, where you give the seller permission to pay using PayPal every time you make a purchase. Some sellers allow you to store PayPal as the payment method to use whenever making purchases on their site. Preapproved Payments / Automatic Payments Funds held as balance in your PayPal Balance account (if one is linked to your personal PayPal account) 2. If PayPal determines currency conversion is necessary for a transaction that also requires a backup payment method, you may not be able to separately choose whether PayPal or your card issuer performs the currency conversion on your backup payment method.įor one-time Bill Pay payments, if you have not set a preferred payment method or if your preferred payment method is unavailable (for example, because it is expired or has insufficient funds) the payment method used will be in the following order, if applicable: 1. Note that this only applies for one-time, online transactions, and not for in-store, automatic payments, or Bill Pay payments. In those instances, the backup funding method may be displayed to you on your transaction review page, before you complete the transaction. You can also click on the “Manage” link to see all of your available payment methods, or add a new one, and select a payment method during the transaction.Ĭertain one-time online transactions may require that a backup funding method be used in the event that your selected or preferred payment method is unavailable. If you have not selected a preferred payment method, or your preferred payment method is unavailable, we will show you available payment methods, including the payment method you used most often or most recently, at the time of transaction. The availability of certain payment methods may be limited based on that particular seller or the third-party website you are using to complete the transaction. If you have chosen a preferred payment method, it will be shown as the primary method of payment. You can set separate preferred payment methods for online transactions, in-store transactions, and each of your automatic payment agreements, as described below. There may be times when your preferred payment method cannot be used, for example, if you select a credit card that is expired. You can select a preferred payment method in your account preferences on or in the PayPal app. You can choose any of the payment methods in your PayPal account as your preferred payment method.
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